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How to Add Payments to a Mobile App

How to integrate payments in iOS and Android apps: gateways, subscriptions, store rules and security basics for India and global users.

8 min readAltron Technologies

Mobile app payment integration flow for India and global users

How to add payments to a mobile app depends on whether you sell digital goods, physical goods or subscriptions — store rules differ, and India adds UPI and GST complexity.

Pick the right payment rail

  • Physical goods / services — gateway (Razorpay, PayU, Stripe) inside the app or webview per policy
  • Digital goods on iOS — usually Apple IAP; Android has Play Billing for digital
  • Subscriptions — plan store billing vs external billing carefully by content type
  • UPI intent / QR — common for India consumer checkout

Implementation checklist

  1. Server-side order creation and signature verification
  2. Idempotent webhooks for success/failure
  3. Receipt validation for store purchases
  4. Refund and chargeback handling paths
  5. GST invoices where required

Security basics that are non-negotiable

Never trust the client for price or entitlement. Keep secrets on the server. Log payment states for support. Pair payment work with solid API development and mobile release discipline.

Store policy traps

  • Routing around IAP for digital content on iOS
  • Missing privacy nutrition labels for payment data
  • Incomplete restore-purchase flows for subscriptions

Test plan before real money

Use sandbox/test keys, failed payment states, network drops mid-checkout and duplicate webhook delivery. See also common mobile mistakes.

Design payments with entitlement logic

Contact Altron Technologies to map gateway vs store billing for your monetisation model.

Adding checkout or subscriptions to your app?

Altron Technologies integrates Razorpay, Stripe and store billing with the compliance and edge cases Indian products need.